Chief Credit Officer

Chief Credit Officer About the Company Commercial lender focused on government-guaranteed, working capital, and specialty finance IndustryFinancial Services TypePrivately Held About the Role The Company is seeking a Chief Credit Officer to lead commercial credit risk and credit operations as the first line of defense. The role owns credit strategies, policies, underwriting standards, approval authorities, committee governance, and the evolution of the credit product portfolio. Responsibilities include directing portfolio analytics and risk monitoring, overseeing complex credit decisions, and leading underwriting and portfolio management across government-guaranteed, working capital, and specialty finance lending. The Chief Credit Officer also oversees centralized credit operations, regulatory compliance, audit readiness, and reporting to executive leadership and the Board. The role includes building and developing teams across credit, underwriting, portfolio management, analytics, and operations. Candidates should bring senior-level expertise in commercial credit risk, lending, underwriting, and credit operations across multiple asset classes. Strong capabilities in portfolio analytics, risk ratings, concentration management, stress testing, credit loss estimation, and early identification of deteriorating exposures are important. The position requires sound judgment in complex credit approvals, knowledge of regulatory and internal control requirements, and the ability to work effectively with executive, finance, legal, operations, and risk stakeholders. Experience leading high-performing teams and establishing clear accountability, governance, and consistent credit practices is also essential. Hiring Manager TitleCOO Functions Finance