Compliance Manager

Hours: 1st shift, with 2 in office daysPay: $125,000-$135,000This is a direct hire opportunity!Position overview:This position provides leadership, direction, and oversight for the Company’s ComplianceManagement System (CMS) across its indirect consumer lending operations. Works inconjunction with the Director of Govt Affairs and senior management to set company complianceand ethics policies, develop compliance policies & procedures with operations departments,establish monitoring, testing, and correctional procedures, and direct the development ofcommunication and training on compliance and ethics. Serves as the primary compliancecontact for state regulators, examiners, and the Company’s capital markets partners.Key Responsibilities• Build and maintain an effective, risk-based Compliance Management System to ensurethe proper systems, procedures, measurements, and quality control standards are inplace for the general operation of the Compliance Department and its related activitiesto detect and prevent illegal, unethical, or improper conduct. Conducts an annualcompliance risk assessment to prioritize monitoring, testing, and training. Consultswith outside counsel as needed to resolve complex legal compliance issues.• Directs and oversees the development of operational procedures to provide assurancethat there are adequate processes and controls to meet the corporate complianceobjectives.• Ensures that all contracts, business forms, consumer disclosures, and dealer andmarketing materials comply with all applicable state and federal laws and regulations.• Maintains state licensing for sales finance and collections where appropriate, includingNMLS filings, renewals, and reporting.• Takes lead on state exams, audits, and due diligence requests from warehouselenders, forward-flow purchasers, and securitization counterparties, and tracksfindings through remediation.• Develop and maintain a robust complaint management process with root-causeanalysis, tracking & reporting to the Board.• Develop and maintain Policy Solutions Systems with annual policy review, employeeattestation, and version control.• Designs and executes a risk-based compliance monitoring and testing program toevaluate the implementation of compliance policies and procedures performed in alldepartments, and reports results to senior management.• Lead role on third-party risk management for vendors and dealers, includingonboarding due diligence, licensing verification, and ongoing monitoring, inconjunction with other Departments.• Overseas fair lending, UDAAP, FCRA furnishing, and privacy (GLBA) compliance incoordination with Credit, Servicing, and Information Technology. With workingknowledge of TILA/Reg Z, ECOA/Reg B, TCPA, FDCPA, E-SIGN, SCRA/MLA, the FTCHolder Rule, and state sales finance and licensing requirements.• Sets standards for taking corrective action where necessary, tracks issues throughremediation, and validates that corrections are implemented and effective.• Works with the departments and support staff as appropriate to develop an effectiveongoing and in-depth compliance training program, including annual role-basedtraining and training for new employees.• Provide compliance reporting to the Chief Executive Officer and Board on a regularbasis, including key risk indicators, testing results, open issues, and Board training.• Lead regulatory change management; stay abreast of applicable state and federal lawsas they pertain to indirect consumer lending and ensure required changes areimplemented.• Performs other duties as requested.QualificationsRequired:• Minimum of five (5) years of direct work experience in consumer lending compliancemanagement, including leading state regulatory examinations.• Strong written and verbal communication skills, including presenting to seniormanagement and the Board.• Bachelor’s degree in related field preferred but will consider experience in lieu ofeducation.Preferred:• Professional compliance certification (e.g., CRCM) and experience with GRC tools.• Indirect or point-of-sale lending experience.