CRE Portfolio Manager

Underwrite it, close it, own it: a CRE underwriting and portfolio seat with a regional commercial bank in Tampa (on-site four days a week).

ThinkingAhead Executive Search is partnering with an established regional commercial bank to hire a CRE Portfolio Manager in Tampa. You will underwrite commercial real estate loans from term sheet to approval, then own the portfolio after closing. The role is hands-on, fast-paced, and built for an experienced, credit-trained underwriter who wants to grow.

About the role

This is a combined underwriting and portfolio management seat. You will work directly with loan officers on new requests, structure and present credits for approval, and then carry a defined portfolio of your own through monitoring, covenant testing and renewals.

This role suits someone who enjoys volume: more, smaller loans turned at a quick pace rather than a few large, complex credits. Typical loans range from $5MM to $15MM, and the Tampa market moves quickly. Underwriting can begin before an appraisal is in hand.

The bank finances a wide range of real estate, including construction, multifamily, hotels, data centers and marinas, and encourages creative, practical structuring over rigid templates.

This is a long-term individual contributor role. It is not a management-track position and does not lead to a leadership role in the near term.

What you will do

Underwriting and structuring

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• Underwrite and structure new commercial real estate loans, renewals, extensions, increases and modifications, from term sheet through approval
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• Analyze borrower and property financials, appraisals, engineering reports, borrowing base and collateral reports
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• Complete due diligence and prepare clear credit presentations that meet policy and guidelines
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• Present credit requests to the appropriate credit authority and take part in deal team and approval discussions
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Portfolio management

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• Own a defined portfolio after closing: covenant compliance, DCF testing, collateral monitoring, annual reviews and maturing loans
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• Make sure credits are accurately risk rated and properly monitored and reported
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• Prepare required quarterly and portfolio management reports and take on special projects
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Partnership with the business team

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• Advise loan officers on structure, risk and credit policy
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• Meet with clients and visit properties alongside the business team when needed
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Required qualifications

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• 2+ years of credit-trained underwriting experience in a commercial lending environment
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• Hands-on underwriting experience with construction and multifamily loans
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• Experience underwriting smaller loans at higher volume and a quick pace
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• Experience monitoring a loan portfolio, including covenant and cash flow testing
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• Strong understanding of policies and procedures, underwriting guidelines and RACs
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• Strong knowledge of credit underwriting, financial accounting and loan documentation
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• Strong knowledge of how a deal should be structured, and comfort communicating that structure to lenders
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• Strong computer skills using Microsoft Word, Excel and Outlook
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What sets you up for success

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• Strong credit, mathematical and administrative skills
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• Ability to write reports and business correspondence
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• Ability to effectively present information and respond to questions
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• Strong interpersonal and social skills to work with loan officers, administrative staff and customers
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• Ability to manage time efficiently
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Team and culture

You will join a close-knit, relationship-driven team with low turnover. Relationship managers and credit work side by side, so collaboration and a team-first attitude matter. The bank prefers to develop talent, so candidates with less experience and strong fundamentals are encouraged to apply.

Position details

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• Location: Tampa, Florida
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• Workplace: On site four days a week. Candidates must be based in the Tampa area or able to commute to the office four days a week.
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• Employment type: Full-time, individual contributor
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• Base salary: $85,000 to $147,000, commensurate with experience
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• Annual bonus up to 20%
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• Comprehensive benefits package
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How to apply

Reach out to Crystal Fryers, cfryers@thinkingahead.com, to apply.

ThinkingAhead Executive Search is an equal opportunity employer. All qualified applicants receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other protected characteristic.