Credit Analyst, Association Lending

New Edge Associates is seeking a Credit Analyst for a bank client’s association lending team. In this role, you’ll review loan requests from condominium and homeowners associations, prepare credit recommendations, and help monitor the existing loan portfolio.

What you’ll do

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• Analyze borrower financials, collateral, and proposed loan terms for new requests, renewals, extensions, and modifications.
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• Spread financial statements and turn your findings into clear credit memos that explain the borrower’s financial position and any risks that could affect repayment.
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• Work with lenders to gather borrower information, resolve open questions, and keep pending requests moving.
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• Review existing loans, complete annual financial updates, and track borrower compliance with loan terms.
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What you’ll need

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• Bachelor’s degree in Accounting or Finance and at least two years of related financial analysis experience.
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• Proficiency in Microsoft Office, including Excel for financial analysis.
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• Knowledge of banking policies and applicable regulations, including BSA/AML as relevant to the role.
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• Familiarity with one or more areas of credit, such as credit policies, loan analysis and documentation, restructuring, collections, or financing structures.
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• Understanding of the accounting and legal principles behind loan documentation.
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Experience working with condominium or homeowners associations is preferred.