Credit Analyst

Job Title : Credit Analyst ILocation : Clearwater FL 33765 (Hybrid)Duration : 12 MonthsShift Details : HybridSpecific Skills : Credit/AR/Collections/Credit Processing/Cash ApplicationsJob Category : Accounting/FinananceClient Industry : Retail / CPGSkills:Process, post, reconcile, and balance high-volume customer payments across lockboxes, ACH, wire transfers, credit cards, PayPal, and Afterpay.Research and resolve remittance discrepancies, unapplied cash, chargebacks, NSF payments, ACH returns, and other payment exceptions.Manage account adjustments, bad debt write-offs, customer credit balance refunds, and digital payment authorization voids in accordance with established procedures.Analyze payment trends and large datasets to identify root causes of discrepancies, improve cash application accuracy, and optimize processes.Collaborate with Accounts Receivable, Credit, Collections, and Customer Care teams to resolve payment disputes and support the transition to automated digital payment solutions.Bachelor’s degree or equivalent required, with at least 3 years of Cash Applications/Accounts Receivable experience; strong Excel skills, analytical and communication abilities, and SAP AR/FSCM experience preferred.