Credit Analyst

Credit AnalystLocation: DeKalb County, IL (on-site)Reports to: Chief Credit OfficerAbout the RoleWe’re a community bank that knows our customers by name and makes decisions close to home. As a Credit Analyst, you’ll be the lending team’s go-to partner for understanding the numbers behind each deal and giving lenders clear, well-supported recommendations.What You’ll DoAnalyze financials, tax returns, and cash flow for commercial and CRE borrowersPrepare credit memos with risk ratings and recommendationsWork with lenders to structure deals on credits in the $1MM to $4MM rangeWhat You Bring2+ years of credit analysis experience, with exposure to credits in the $1MM to $4MM rangeStrong skills in spreading, cash flow analysis, and global debt serviceClear, confident writing and communicationComfort with Excel and spreading softwareBachelor’s degree in Finance, Accounting, Business, or equivalent experienceBonus: ag lending experience or community bank backgroundWork EnvironmentThis is an in-office position. We believe credit work is best done side by side with lenders and decision makers.What We OfferCompetitive salary401(k)Health, dental, and vision coveragePaid time off and professional development support