Job Title: Credit Associate

**Company Name:** Augmentjobs

**Salary Range:** $80,000 - $120,000

**Experience Level:** 2 - 5 years

**Job Description:**

The Credit Associate will be responsible for evaluating and managing credit risk, ensuring compliance with credit policies, and supporting the overall credit management process. This role involves analyzing credit data, assessing financial information, and making informed decisions to mitigate credit risk. The Credit Associate will work closely with clients and internal teams to facilitate smooth credit operations and contribute to the company's financial stability.

**Key Responsibilities:**

1. **Credit Evaluation:**

- Assess credit applications and financial statements to determine creditworthiness.

- Analyze credit data and financial information to make sound credit decisions.

2. **Risk Management:**

- Monitor and manage existing credit accounts to mitigate potential risk.

- Implement credit policies and procedures to ensure compliance with company standards.

3. **Client Interaction:**

- Communicate with clients regarding credit terms, conditions, and account statuses.

- Resolve any credit-related issues or disputes in a timely manner.

4. **Reporting:**

- Prepare and maintain reports on credit performance and risk exposure.

- Provide insights and recommendations to senior management based on credit analysis.

5. **Collaboration:**

- Work with sales, finance, and other departments to support credit-related activities.

- Participate in meetings and discussions to support overall business objectives.

**Skills and Qualifications:**

- **Education:** Bachelor's degree in Finance, Accounting, Business Administration, or a related field.

- **Experience:** 2 - 5 years of experience in credit analysis or a related financial role.

- **Technical Skills:**

- Proficiency in financial analysis and credit evaluation techniques.

- Strong understanding of credit risk management and financial regulations.

- Experience with credit management software and financial modeling tools.

- **Soft Skills:**

- Excellent analytical and problem-solving abilities.

- Strong communication and interpersonal skills.

- Detail-oriented with the ability to manage multiple tasks and prioritize effectively.

- **Certifications:** Relevant certifications (e.g., Certified Credit Professional) are a plus but not required.

**Benefits:**

- Competitive salary and performance-based bonuses.

- Comprehensive health, dental, and vision insurance.

- Retirement savings plan with company match.

- Paid time off and holidays.

- Professional development and career growth opportunities.

Augmentjobs is an equal opportunity employer and encourages candidates from diverse backgrounds to apply.