A financial institution on Long Island is seeking a Director of Credit Policy & Loan Review to lead credit risk oversight across commercial, residential, and consumer lending portfolios. This is a senior-level, judgment-intensive role focused on policy ownership, loan review, and risk governance , not loan origination. The position requires deep credit expertise, executive-level communication skills, and the confidence to challenge risk appropriately. Role Focus Credit policy ownership and governance Loan portfolio risk oversight and review Regulatory compliance and audit support Executive reporting and risk challenge This role is not involved in loan production. Primary Responsibilities Own, maintain, and enhance lending policies covering consumer, residential, and commercial credit Develop and execute a comprehensive loan review program to assess underwriting quality, documentation, and policy compliance Perform ongoing loan portfolio reviews to evaluate credit quality and identify trends, risks, and emerging issues Prepare executive-level reports and presentations for senior leadership and board-level committees Support the Credit Risk & Fair Lending Committee, including agenda preparation and reporting materials Provide effective oversight and independent challenge to underwriting and credit decisions Communicate identified deficiencies, inconsistencies, or policy exceptions to appropriate stakeholders Partner with lending, underwriting, and loan operations teams to ensure alignment with risk appetite Support internal audits, external audits, and regulatory examinations Escalate credit risk concerns as appropriate and recommend corrective actions Perform managerial and leadership responsibilities inherent to the role Complete additional duties and special projects as assigned Required Qualifications Bachelor’s degree in Business, Finance, Risk Management, Accounting, or related field Minimum of 7 years of direct credit experience within a bank or credit union At least 5 years of experience in credit policy, loan review, underwriting, credit analysis, or related discipline Hands-on underwriting experience in commercial and/or residential lending Proven experience writing, maintaining, and enforcing lending policies and procedures Strong background in credit risk management and loan portfolio oversight Ability to clearly articulate credit analysis, risk assessment, and policy rationale Polished executive presence with the ability to present findings and challenge decisions confidently Experience leading or influencing teams preferred Preferred Experience Formal credit risk training or professional certification Prior experience supporting regulatory exams and fair lending reviews Background in both commercial and consumer credit environments Work Environment & Expectations Primarily onsite role with limited hybrid flexibility High level of independent judgment and accountability Fast-paced, risk-focused environment requiring attention to detail and decisiveness Regular interaction with senior leadership and cross-functional stakeholders Not suited for candidates requiring extensive oversight or hand-holding Ready to Take the Next Step? If you’re a senior credit professional with deep experience in policy governance, loan review, and risk oversight , and you’re looking for a high-impact leadership role, I’d love to connect. Send your resume (Word format preferred) to for immediate consideration. Not the right fit? Let’s stay connected — I’m recruiting for multiple credit, risk, and finance leadership opportunities across Long Island . Equal Opportunity Employer / Veterans / Disabled Candidate Privacy Information Statement: #J-18808-Ljbffr