This range is provided by Insight Global. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $110,000.00/yr - $130,000.00/yr Direct message the job poster from Insight Global Required qualifications 4+ years of credit risk management experience with 1+ year of customer acquisition/underwriting strategy development experience in the digital/online space Experience in the consumer lending/financial services industry with working knowledge of regulatory matters related to consumer lending and consumer loan policies and procedures Advanced knowledge of SAS, SQL, or similar tools Proficient in Python, R, or similar tools Strong technical skills with MS Office Suite, expert in Excel (pivots, advanced formulas, macros) Ability to articulate complex information in understandable terms to various audiences by way of presentations, reports, or other communication mediums Strong analytical, problem-solving, organizational, and project administration skills Preferred qualifications Experience in fraud strategy or bank transaction data Position Summary We are seeking a Senior Risk Analyst to sit in White Marsh, MD. This individual will be responsible for: Key Responsibilities Use advanced modeling, statistical techniques, and tools such as SAS, R, and Python to develop and maintain credit risk, response, behavior, and analytical strategies that will optimize lending decisions across channels. Conduct evaluation and validation of lending decisions and marketing outreach across channels, utilizing approaches and enhanced segmentation to optimize approval and advance assignment strategies. Design tests and champion and/or challenge strategies to continuously evaluate new opportunities to improve volume/credit risk trade-offs. Maintain up-to-date inventory and chronology of underwriting strategies. Update executive team on the impact of new strategies on the company’s performance. Manage portfolio performance to risk appetite. Ensure new bookings adhere to lifetime return expectations, are in line with the company’s Risk Appetite, and are in tight alignment with the company’s funding strategy objectives. Prepare risk reports through compiling, monitoring and analyzing data and key trends, and writing routine reports. Partner cross-functionally to ensure Policies & Procedures and the company’s servicing system controls are in place to support development and maintenance of underwriting strategies. Represent Risk Department in cross-functional projects and partner across the organization to execute on other key business priorities. Lead projects as assigned. Plan tasks of team members and manage resources to ensure successful and timely execution of project goals. Act as a resource to team members by sharing knowledge and working shoulder to shoulder to provide guidance. May perform additional functions depending on market demand and staffing to provide consistent quality customer service Salary Salary ranges from $110-130,000 based on experience Seniority level Mid-Senior level Employment type Full-time Job function Finance Industries Staffing and Recruiting #J-18808-Ljbffr