With a high level of independent decision-making authority, will be responsible for the following: Lead and develop risk analytics teams across credit risk, fraud prevention, and identity management functions, fostering a culture of innovation and analytical excellence. Partner with the CRO to establish the strategic direction for risk management across all products and channels. Drive the development and implementation of risk management strategies that align with business objectives while maintaining appropriate risk controls. Oversee the integration of risk management frameworks across new product initiatives and existing portfolios. Direct the development, validation, and enhancement of sophisticated risk models including credit scoring, fraud detection, and identity verification systems. Lead the design and implementation of risk-based pricing strategies across various products and channels. Oversee the development of advanced analytics solutions leveraging machine learning and AI technologies. Guide the enhancement of existing risk models and development of new methodologies to improve decision accuracy. Monitor and analyze portfolio performance across all products, identifying trends and opportunities for optimization. Oversee risk operations supporting Servicing & Collections, ensuring effective risk management throughout the customer lifecycle. Lead the development of risk reporting frameworks that provide actionable insights to senior management and stakeholders. Direct the implementation of risk mitigation strategies across the portfolio. Collaborate with Technology, Product, and Operations teams to ensure seamless integration of risk management solutions. Partner with Compliance to ensure adherence to regulatory requirements and industry best practices. Work closely with Business Development to support new partnership opportunities while maintaining appropriate risk controls. Lead presentations to executive leadership and board members on risk management strategies and performance. Build and mentor high-performing risk analytics teams. Foster a culture of continuous learning and professional development. Drive innovation and adoption of new technologies and methodologies in risk management. Promote collaboration and knowledge sharing across teams.

Requirements

Requires Master's degree from the USA in Finance, Applied Finance, or related field. Requires 5 years of experience in job offered or as a Financial Analyst, Senior Data Analyst, Financial Quantitative Analyst, Risk Manager, or a related field. Required experience must include experience in Excel, Programming Languages (SQL, Python/R), Business Intelligence/Data Visualization Tools (e.g., DOMO), Project Management/Issue Tracking Systems (e.g., JIRA), Decision Rules Management Systems.

Salary Range

$245,066 USD - $260,000 USD

Benefits

Eligible employees are offered a comprehensive benefits package, which currently includes:

• Medical, dental, and vision insurance
• Life Insurance
• 401(k) with Company match
• Paid parental leave
• 8 Paid Company Holidays

Equal Employment Opportunity

We are Equal Opportunity Employer. We are committed to providing equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender identity or expression, sexual orientation, national origin, ancestry, age, marital status, genetic information, disability, medical condition, military or veteran status, or any other characteristic protected under applicable federal, state, or local laws.