Job *Credit Analyst/Buyer/Underwriter II

About Us Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve. We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day. Some of our benefit offerings include: Medical, Dental, and Vision Insurance Life Insurance Flexible Spending Accounts (FSA) Accident, Hospital, Indemnity Insurance Short Term Disability (STD) and Long-Term Disability (LTD) Insurance Employee Assistance Program (EAP) 401(k) Plan Employee Stock Ownership Plan (ESOP) Tuition Reimbursement Paid Holidays Paid Time Off (PTO) Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle) Referral Bonus Quarterly lunches Daily fresh fruit Office Starbucks Coffee/Latte/Espresso Machine And a lot more! About The Position The Credit Analyst II (Auto Finance) will be responsible for analyzing credit data and financial statements to determine the degree of risk involved in extending credit and underwriting loans accordingly. This includes communicating such decisions to appropriate individuals to capture the business and meet target volume goals. In-House Position. Responsibilities Review credit applications and make sound decisions based on Company guidelines. Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan. Interact daily with automotive dealerships to negotiate and capture approvals. Build strong relationships with the sales & marketing team, funders, and dealerships to maximize potential business. Meet target goals for productivity and quality in a consistent manner. Other duties as assigned. Requirements 2+ years of credit review/analysis experience in the non-prime auto finance industry. Effective communication and decision-making skills. Strong analytical and organizational skills with attention to detail. Strong negotiation and problem-solving skills. Ability to interact with others in a professional, tactful, and sensitive manner. Ability to thrive in a fast-paced work environment and to work independently as well as part of a team. Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.). Bachelor's Degree in Business or equivalent work experience. Salary : $24.00 - $38.50 per hour + Bonus Veros Credit, LLC is an equal opportunity employer. This Organization Participates in E-Verify Keywords Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Buyer, Underwriter, Credit Support, Fund, Customer Service, Consumer Finance, Auditing, Audit, Stipulations, Loan Processing, Loan Processor, Income verification, VOE's, References, DealerTrack, RouteOne, Defi, Turbo Pass, Noble, Main 3 #J-18808-Ljbffr