Hi Professional,

Greetings of the day

We are hiring for below position

Position: Banking CSR (Credit Analyst)

Client Location: Carrollton TX 75007

Position Overview:

The Judgmental lending team is responsible for assessing a loan applicant's ability to repay the loan and recommending that it be approved or denied. The role includes analyzing, negotiating, pricing and documenting lines of credit as per the lender ,it also includes the review of other transactions that have an element of consumer risk , Evaluating the borrower's application and using prior experience dealing with similar applicants to regulate credit approval & Process credit line increase request using credit bureaus, spend/payment history on savings/checking/ investment accounts, and deposits to accommodate customer spend as well as capture spend from competitor cards

Essential Job Functions -Skills:

Contact center voice operations experience is a must

Comfortable with inbound/outbound calls

Knowledge of industry, Background in Finance. College grads

Due diligence -Attention for Details and being a quick learner

Problem solving skills

Ability & knowledge to evaluate risk management

Excellent Communication skills.

Requirements:

Candidates should have minimum 1 years of experience in consumer cards operations with experience & understanding of judgmental lending

Voice contact center experience is an advantage

Detail oriented, while still providing reliable and consistent results Dependable problem-solving skills

General understanding of financial markets & exposure to consumer card operations will be an advantage

Strong communication and interpersonal skills

Good organizational skills and ability to work with minimal supervision in a high production and fast-paced environment

Ability to work well in an integrated team alongside a range of personality types