Description Are you a progressive mortgage originator who would like to join and award-winning Community bank that has all the tools to sustain and grow your business? Consumers National Bank is a progressive and dynamic organization that is expanding our mortgage markets. We are looking for a professional with mortgage origination experience to develop, solicit, and promote mortgage lending. We operate with few management layers providing our employees access to decision makers. You will be a part of an environment where achievements are recognized, and personal and professional growth is encouraged. Our corporate culture fosters a collaborative approach to business decisions and decision making for the greater good of the organization and its customers. We work together to exceed our customers' and shareholders' expectations and to build lifetime relationships with them, our friends and neighbors. We firmly believe that our employees are the driving force behind our MISSION. Join our Mortgage Team and join us in saying, “I make a difference”. We are pleased to offer a generous benefits package, competitive wages and a collaborative professional work environment. Background, credit and previous employment checks apply to all applicants. Consumers National Bank is an Equal Opportunity Educational Institution/Equal Opportunity Employer, which includes providing equal opportunity for protected veterans and individuals with disabilities. Responsibilities Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities. Call on professional people affiliated with the real estate industry, i.e., Realtors, Builders, CPAs and Financial Planners, as well as develop and maintain internal bank referral networks with BDO and Managers. Participate in community efforts to promote home ownership. Loan Application Process Serve as primary point of contact for customers in providing benefits, value and solutions to meet client goals. Manage all aspects of originating and negotiating the terms of mortgage loans while advising the customer on all available loan options. Meet with prospective borrowers. Collect and evaluate all client financial documentation and decide which products to recommend that will best serve the client’s needs/goals and documentation as required and submit a complete package into Mortgage Loan Processing per program guidelines. Present appropriate bank products and programs and explain guidelines. Apprise of pricing and lock rate as required. Identify appropriate opportunities to sell additional products. Loan Management Work with Mortgage Operations to ensure that loan quality meets program guidelines loan conditions are met, and communication to customers is on-going regarding loan status. Utilize Loan Operations System (LOS) to check for notes and conditions Requirements Minimum of 3 years of mortgage lending experience with FHA, VA, USDA and Conventional Loan experience High School diploma with four year college degree in business related discipline preferred. Fundamental understanding and knowledge of mortgage lending process, applicable regulatory requirements, loan documentation, and basic financial analysis required. Able to exercise appropriate independent judgment and act on it. Well-developed analytical, mathematical, and problem-solving skills. Sound customer service, listening, interpersonal, written, and oral communication skills. Ability to effectively prioritize and execute tasks while under pressure. #J-18808-Ljbffr