Locations - Bardstown, KY and Louisville, KY Summary The Mortgage Loan Processor supports the mortgage lending process by preparing loan files for underwriting, coordinating appraisals, title work, and insurance, and assisting with the resolution of underwriting conditions. This role coordinates closings, processes funding, and works closely with loan officers, customers, and third parties to ensure timely and accurate loan completion. The following duties are representative of the essential functions of the position. Process FHA, RHS, VA, and Conventional mortgage loans in accordance with program guidelines Review and verify loan applications, disclosures, and supporting documentation for accuracy and completeness Order appraisals, title searches, property insurance, and title insurance from third‑party providers Submit loan files for underwriting and assist in resolving underwriting conditions in a timely manner Communicate regularly with loan officers, customers, attorneys, real estate agents, and other third parties throughout the loan process Verify applicant information, including employment, credit, and required references Coordinate and schedule loan closings with all parties involved Prepare, review, and assemble closing documents, including settlement statements, insurance forms, and loan documentation Ensure accuracy of settlement statements/ closing disclosures and closing documents Calculate funding amount and send to attorney and process disbursements Verify incoming wires and ensure proper payoff and secondary market accounting Ensure post‑closing documentation, including recorded mortgages and final title policies, is obtained and filed timely Submit completed loan files to Loan Operations for booking and imaging Monitor and resolve outstanding exceptions and ensure compliance with company policies and regulatory requirements Aid in preparation of routine reports, month‑end, and quarterly reports Respond to customer inquiries regarding loan transactions Perform other related duties as assigned Qualifications The qualifications listed below are representative of the knowledge, skills, and abilities required for the position. Proficiency with Microsoft Office applications, particularly Word and Excel, and the ability to use bank systems and related software Ability to review and interpret financial, loan, and industry‑related documents, including customer financial statements and tax returns Effective verbal and written communication skills Strong attention to detail and ability to identify discrepancies or issues Ability to apply logical reasoning and exercise sound judgment Ability to manage time effectively and complete assignments accurately and efficiently Working knowledge of basic mathematical concepts relevant to the position Proficiency in written English, including grammar and spelling Required Education and/or Experience High School Diploma or the equivalent. Associates Degree or above preferred but not required. At least 2 years’ experience in banking or related field. Proficient in the use of Microsoft Office products, specifically Excel and Word. Physical Demands and Work Environment The physical demands described are representative of those required to perform the essential functions of the position. Reasonable accommodation will be provided in accordance with applicable laws. Ability to communicate effectively and understand verbal and written information Ability to observe details and recognize potential issues Ability to perform work primarily in a seated position, including extended use of a computer Ability to stand, bend, and lift up to 15 pounds as needed Ability to operate standard office equipment Ability to travel to other locations on an occasional basis Ability to work a flexible schedule, including occasional evenings or weekends Other Requirements May be required to attend activities outside the bank to stay abreast of new developments, best practices, and statutory and regulatory changes. Pursuant to the Drug Free Workplace Act of 1988, all employees must remain drug free and alcohol free when reporting to work, while at work and while engaged in any work related activities. Comply with all Bank Secrecy Act rules and regulations and any related laws and regulations. #J-18808-Ljbffr