Senior Credit Analyst|Credit Analyst Apply
POSITION:
Senior Credit Analyst/Credit Analyst, full-time position located in the Administration South office, Turlock, CA.
ABOUT YOSEMITE FARM CREDIT:
As a farmer-owned co-op with over 100-year history serving the agriculture community in Stanislaus, Merced, Tuolumne and Mariposa counties, Yosemite Farm Credit has a commitment to our regions agriculture. The Association currently provides lending services to approximately 5,200 customers with loan volume over $4.4 billion. Major commodities financed include dairy and almonds, in addition to irrigated field crops, cattle, wine grapes and walnuts. Yosemite Farm Credits culture of collaboration and team values provides a great atmosphere that allows individuals to contribute to its Vision - Helping Our Members Prosper!
JOB RESPONSIBILITIES/DUTIES:
This Credit Analyst role is part of the Special Assets department and is responsible for obtaining, preparing, inputting, and reviewing financial and credit related information; compiling data from credit bureau reports and other sources; preparing and reviewing Least Cost Analysis, Loan Servicing Reports, Borrower Rights, Restructure Agreements, Forbearance Agreements, Loan Committee Actions, and collection documentation; and performing credit support and completing financial analysis for credit in the Associations distressed loan portfolio. Other duties associated with the Special Assets department include file maintenance and the review of Borrower Rights documentation for our six branch offices. This position will also provide back-up to the departments Operations/Credit Support Specialists and will also assist Credit Administration with various special projects.
PREFERRED QUALIFICATIONS:
- BA/BS degree in business administration or agricultural business with concentration in finance, accounting or equivalent.
- 3 to 5 years experience in lending activities (Farm Credit experience preferred).
- Must have good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
- Must have excellent verbal and written communication skills.
- Must have good computer skills and be proficient in Windows, Excel, Word, and Adobe.
- Must have a good understanding of accounting and finance. Agricultural knowledge, experience and education are desirable.
GRADE/SALARY/BENEFITS:
Yosemite Farm Credit offers a competitive benefit package that includes, but is not limited to, outstanding vacation/sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k fixed AND company match, corporate fitness program, performance related compensation, volunteer time off and paid holidays.
The Base Salary for this position ranges from $4,800 (minimum) - $7,000 (maximum) per month, depending on experience. Position is also eligible to participate in annual incentive program (performance related compensation) earning up to 10% of annual base salary. This program is subject to Board approval.
WORKPLACE FLEXIBILITY PROGRAM:
Yosemite Farm Credit offers a Workplace Flexibility Program for qualifying positions that provides the opportunity to have a hybrid (in office and work from home) schedule. The Workplace Flexibility Program includes an allowance of up to $500 for qualifying expenses to outfit employees home office. Please note, this is not a fully remote position.
APPLICATION DEADLINE:
Applications will be accepted through July 28, 2024.
If you have questions regarding the job posting or need additional information, please contact Sylvia Alvarez (209) 667-2366.
APPLICATION PROCEDURE:
Application Job Link: https://yfc.bamboohr.com/careers/31 .
Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. For employment-related questions or if you have a disability and wish to seek a reasonable accommodation during the application process, please contact our HR team at careers@yfc.ag or 209-667-2366.
CCPA Notice:
California residents may have certain rights regarding their Personal Information under California law. To view the Yosemite Farm Credit CCPA Privacy Notice applicable to job applicants, employees, owners, directors, officers, and contractors of Yosemite Farm Credit, please visit the Yosemite Farm Credit website at the following link: https://www.yosemitefarmcredit.com/about-yfc/careers-with-yosemite-farm-credit/ .
Issue Date: 7/9/2024
EEO/AA/M/F/V/D EMPLOYER
