Senior Financial Analyst - Profitability Analytics (HYBRID)

Description This role leads advanced financial analysis and modeling to guide strategic and operational decisionmaking across the organization. This role provides insights into business performance, and contributes to improvements in processes, tools, and methodologies. Job Duties: Lead complex profitability analyses across products, members, and balance sheet strategies, synthesizing insights for senior leadership. Serve as a subject matter expert on FTP, RAROC, and profitability methodologies, advising on assumptions and model design. Design, enhance, and maintain advanced profitability models for loans, deposits, and optionalitydriven products. Lead development of forwardlooking pro forma models to evaluate new products, pricing strategies, and strategic initiatives. Translate profitability results into clear recommendations that influence pricing, growth, and balance sheet decisions. Partner closely with Treasury and ALM on balance sheet strategy, liquidity premiums, and behavioral assumptions. Drive continuous improvement of profitability systems, data structures, and reporting frameworks. Lead crossfunctional initiatives to develop new tools, dashboards, and analytical capabilities. Provide oversight and quality review of team analyses, ensuring consistency, accuracy, and governance adherence. Act as a key contributor in audits, model risk management, and examiner interactions, explaining methodologies and results. Essential Skills: Required Education: Bachelors degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree) Required Experience: 4 - 6 years of relevant experience Advanced financial modeling expertise and strong business acumen. Ability to solve complex problems and balance competing priorities. Strong verbal and written communication skills, including executive level storytelling. Ability to lead projects and influence cross-functional partners. Location : Chelmsford, MA 01824 | Marlborough, MA 01752 Target Compensation in Chelmsford & Marlborough, MA : $95,000 - $110,000 annually + annual bonus Benefits options include : Traditional medical, dental, and vision coverage Generous 401K match Paid Time Off: You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually 11 paid federal holidays Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria) What makes First Tech different? Click here to learn more! First Tech is not currently offering Visa sponsorship or transfer for this position #FTHP