Small Business Consultant, Financial Strategy and Access to Capital

Small Business Consultant, Financial Strategy and Access to CapitalProfessional fluency in English and Spanish requiredDenver, Colorado | Hybrid | Full-time, W-2Travel: Limited domestic travel, expected to be less than 20%About RevbyRevby is a mission-driven economic development consulting and technical assistance provider. We partner with government agencies, municipalities, economic development organizations, nonprofits, and entrepreneurial support organizations to design and deliver programs that help small businesses stabilize, grow, access capital, and achieve measurable outcomes.Our government and community partners engage Revby to provide consulting directly to entrepreneurs in their communities. Through these programs, we help public and community investments translate into practical support for small business owners.We specialize in serving community-based businesses and microenterprises, including businesses led by minority, women, immigrant, LGBTQ+, and historically underserved entrepreneurs. Our clients bring different levels of business, financial, and technology experience, so our consultants must be able to make complex topics understandable and useful.Revby works with public-sector and ecosystem partners across the United States, including the City of Boston’s Office of Economic Opportunity and Inclusion, the City of Tacoma’s Office of Community and Economic Development, Arlington Economic Development, Invest Atlanta, and the State of New Mexico.Our consulting projects vary by program and client. They may include:Financial analysis and financial managementAccess to capital and financing readinessBusiness planning and growth strategySales and marketingOperations and organizational developmentBookkeeping and financial systemsTechnology implementationWebsite development and e-commerceHiring and workforce planningRevby is entering an important stage of growth. Our strategy focuses on expanding our work with economic development and entrepreneurial support organizations while strengthening the tools, processes, and team capacity needed to scale sustainably.About the RoleRevby is seeking a bilingual Small Business Consultant to join our Denver-based consulting team.This is a client-facing consulting role with a specialization in financial strategy and access to capital. You will work directly with small business owners to evaluate their financial position, address barriers to financing, and prepare to approach appropriate lenders or capital providers.This is not a traditional banking, lending, or underwriting position. Revby is not a bank, and this role will not approve or originate loans. Instead, you will use your understanding of how lenders assess small businesses to help owners strengthen their financial readiness and make informed decisions about financing.Many of the entrepreneurs we support are not immediately ready to apply for capital. They may need assistance establishing bookkeeping practices, understanding their financial statements, organizing tax or financial documentation, addressing existing debt, developing projections, or determining how much financing the business can reasonably support.You will help owners understand what lenders require, identify gaps in their financial information, and develop practical steps for becoming more loan-ready. When appropriate, you may also help owners compare financing options, identify potential capital sources, prepare application materials, and respond to lender questions.Although this role has a strong financial and access-to-capital focus, every Revby consultant serves as a small business generalist. You may also support engagements involving business planning, marketing, operations, hiring, technology, or other business challenges. You do not need to be an expert in every area, but you should understand the fundamentals of operating and growing a small business and know when to involve colleagues or specialists.What You Will DoAdvise small business owners in English and SpanishLead discovery calls and consulting meetings with entrepreneurs in both languages.Ask thoughtful questions to understand the business, the owner’s goals, and the challenges affecting progress.Translate broad or unclear business needs into practical scopes of work, deliverables, and next steps.Explain technical financial concepts in an accessible, respectful, and actionable way.Adapt your approach to business owners with different levels of financial, business, and technology experience.Assess financial health and financing readinessReview profit and loss statements, balance sheets, cash-flow statements, tax returns, debt schedules, and other financial records.Assess revenue, operating history, cash flow, existing debt, credit, collateral, liquidity, cash reserves, repayment capacity, and willingness to borrow.Identify issues that may affect a lender’s assessment of the business.Help owners improve financial documentation, bookkeeping practices, and reporting systems.Determine whether a business is ready to pursue financing or should address other priorities first.Develop lender-ready financial materialsBuild or review financial projections in a format that lenders and capital providers can evaluate.Prepare cash-flow forecasts, use-of-funds budgets, working-capital analyses, and debt schedules.Help owners explain their financing needs, proposed use of funds, and repayment plans.Review financing applications and supporting documentation for completeness and credibility.Help owners prepare for questions from lenders, program partners, or other capital providers.Help owners evaluate capital optionsResearch conventional, SBA-backed, CDFI, community-based, and alternative financing options.Explain differences in repayment terms, interest and fees, collateral requirements, personal guarantees, and eligibility criteria.Help owners evaluate whether a financing product is appropriate for the business’s goals and current financial position.Connect businesses with capital sources or specialized partners when appropriate.Provide honest guidance when borrowing should wait or when another strategy may be more suitable.Support broader business consulting engagementsContribute to business plans, pricing decisions, growth strategies, and operational improvements.Help owners strengthen business systems, internal processes, and decision-making practices.Support projects involving marketing, sales, hiring, technology, or other business needs based on program scope.Collaborate with colleagues whose expertise complements your own.Manage client work and program requirementsOwn assigned client relationships and workstreams from discovery through completion.Manage schedules, follow-up, documentation, deliverables, and accurate time tracking.Maintain clear records of services provided, client progress, and results.Work within the scope and requirements of government-sponsored technical assistance programs.Contribute to program reporting and communicate progress, risks, and outcomes clearly.Manage multiple client engagements while maintaining quality and responsiveness.Contribute to the consulting teamParticipate in case reviews, collaborative problem-solving, and quality assurance.Seek input when assignments require expertise beyond your current strengths.Respond constructively to feedback and apply shared consulting standards.Help develop templates, tools, workflows, and processes that improve Revby’s ability to serve more businesses effectively.Build broader consulting capabilities over time, including familiarity with marketing, operations, technology, and business-growth strategy.Required QualificationsProfessional fluency in English and Spanish. You must be able to independently conduct substantive consulting conversations in Spanish, including discussions involving cash flow, debt, financial statements, projections, and financing readiness.Demonstrated expertise in small business financial analysis and access to capital.Ability to interpret profit and loss statements, balance sheets, cash-flow statements, tax returns, and related financial documentation.Experience preparing or reviewing financial projections, budgets, use-of-funds plans, debt schedules, or other lender-facing materials.Understanding of how lenders evaluate credit risk, repayment capacity, financial documentation, collateral, liquidity, and loan structure.Experience helping small business owners or entrepreneurs improve their financial readiness, make financing decisions, or prepare to approach capital providers.Strong owner-facing communication and consulting skills, including the ability to explain technical topics without unnecessary jargon.Ability to form an evidence-based point of view and translate financial analysis into practical recommendations.Strong professional writing, presentation, research, and problem-solving skills.Ability to manage multiple priorities, document work carefully, meet commitments, and collaborate with colleagues.Ability to work from Revby’s Denver office at least two days during a typical week.Ability to travel domestically when needed for client meetings, program activities, or team collaboration.Preferred QualificationsExperience with a Community Development Financial Institution, entrepreneurial support organization, economic development organization, SBA-related program, nonprofit technical assistance provider, community bank, or credit union.Experience delivering technical assistance directly to small business owners.Knowledge of conventional, SBA-backed, CDFI, community-based, or alternative small business financing.Experience working with minority, women, immigrant, LGBTQ+, or historically underserved entrepreneurs.Experience supporting businesses whose financial circumstances require an individualized or nontraditional approach.Direct credit analysis, underwriting, lending, or small business relationship-management experience combined with strong consulting potential.Broader knowledge of small business marketing, operations, technology, or growth strategy.Experience working within structured, grant-funded, government-funded, or contract-based programs.Education and ExperienceA bachelor’s or master’s degree is valued but is not an absolute requirement.Revby is open to candidates who developed comparable financial and consulting capabilities through alternative educational or professional paths. Candidates should be able to demonstrate rigorous financial knowledge, sound business judgment, and an evidence-based approach to consulting.Relevant experience may come from small business consulting, CDFI technical assistance, commercial or community lending, credit analysis, economic development, entrepreneurship programs, or related work.Experience limited to loan administration, transaction processing, or general financial analysis without meaningful interaction with small business owners will not be sufficient.The Kind of Consultant We Are Looking ForTechnical ability matters, but so do judgment, empathy, and relationships.The strongest candidate will be able to meet a business owner where they are while still providing clear, informed guidance. You should be comfortable working with entrepreneurs who are highly knowledgeable about their industries but may need support understanding financial statements, financing requirements, or business systems.We are looking for someone who:Listens carefully before recommending solutionsAsks strong discovery questionsMakes complex financial concepts understandableAdapts recommendations to the specific businessUses evidence, research, and analysis rather than relying only on personal opinionUnderstands the realities and pressures of running a small businessIs comfortable saying that a business is not yet ready to borrowWorks collaboratively rather than insisting on a personal coaching methodologyFollows program requirements and maintains strong documentationTakes ownership of client outcomes and deliverable qualityWants to expand their abilities beyond their current specialtyThis role is not a fit for someone who wants to work independently without shared standards, resist documentation or compliance requirements, or provide generic coaching based primarily on personal experience.Location, Schedule, and TravelThis is a full-time, hybrid position based in the Denver area.The consultant should expect to work from the Denver office at least two days during a typical week. Much of the client-facing work will occur virtually, although some engagements will include in-person meetings or program activities.Limited domestic travel is required and is expected to be less than 20%. Likely destinations may include California, Washington, New Mexico, and other locations where Revby delivers programs.Candidates must live within commuting distance of Denver or be prepared to relocate without employer-provided relocation assistance.Compensation and BenefitsBase salary starting at $62,000, with flexibility based on directly relevant experienceEligibility for discretionary and performance-based bonusesHealthcare expense reimbursement through a QSEHRA plan401(k) with employer matchFlexible paid time offPaid holidaysPre-tax commuter benefitsProfessional development and training Additional Job Application TermsThis job is part of LinkedIn’s Full-Service Hiring beta program. Eligibility is limited to candidates located in and performing services in the United States, excluding those based in Alaska, Hawaii, Nevada, South Carolina, or West Virginia.We’re committed to making our hiring process as smooth and timely as possible, and we understand that waiting to hear back can add to the anticipation. If you’re a potential fit, our team will reach out within two weeks to progress you to the next stage. If you don’t hear from us in that time, we encourage you to explore other opportunities with our team in the future, and we wish you the very best in your job search.Do you agree to the additional job application terms, linked in the job description and available at https://www.linkedin.com/help/linkedin/answer/a7729058?