Unit Head for Commercial Banking- Western Visayas and Northern Mindanao Unit (Institutional Banking Group) Apply
Grow your career with BDO’s Institutional Banking Group!Join our team where your expertise fuels growth for leading corporations and institutions.As a Unit Head (IBG) you’ll be responsible for the assigned unit's attainment of business goals including revenue generation and account management, maintenance of portfolio credit quality and supervision of manpower resources of the unit.Responsibilities:Portfolio ManagementEnsures solid and continuing relationship with the clients and direct communication with key client decision makers;Understands clients' operations and markets through regular client contact, plan visits on local and global industry developments;Manages a portfolio sub-set of credit worthy accounts that can influence volume, usage pricing and profitability as/when neededCredit and Risk ManagementTracks adherence to bank policies procedures such credit review and documentation requirements and work plans, problem account management;Evaluates periodically with the Relationship Managers the suitability of loan facilities against market conditions, competition, perceived growth and risk factors;Reviews and recommends credit proposals based on quality credit and cash flow statements, collateral and other risk mitigants, and adherence to bank policiesQualifications:Minimum of 5 years experience in banking, with at least 3 years in an officer level role in account solicitation and relationship management principally in commercial and corporate accountsWith credit analysis and loan packaging skills

