Business Analyst

Business Analyst
Charlotte or Dallas, TX - Onsite/ Hybrid
Hire Type: fulltime

135K/annum + benefits

Must Have Technical/Functional Skills
Digital Assets | Stablecoins | Tokenization | Payments | Clearing & Settlement | Blockchain/DLT | Wallets | Custody | ISO 20022 | SWIFT | Requirements Analysis | Process Mapping | Agile | User Stories | Banking
Business Analysis/Product Analysis experience within banking, payments, fintech or financial services.
Experience or strong working knowledge of digital assets, blockchain/DLT, stablecoins or tokenized deposits.
Understanding of end-to-end payment and settlement processes.
Strong requirements elicitation and documentation skills.
Experience working between business and technology teams.
Ability to translate complex financial and technical concepts into clear business requirements.

Preferred / Added Advantage
Experience in one or more of the following would be highly desirable:
Payment processing and payment rails
Clearing and settlement
Real-time payments
Domestic or cross-border payments
ISO 20022
SWIFT
ACH / wire payments
Treasury or liquidity management
Reconciliation
Tokenized deposits
Stablecoin lifecycle
Wallets and custody
Blockchain/DLT platforms
Smart-contract-based transaction flows
Digital asset custody platforms such as Taurus
Integration between traditional banking platforms and digital-asset infrastructure

Roles & Responsibilities
Work with business and technology stakeholders to identify and define use cases involving stablecoins, tokenized deposits, digital assets and blockchain/DLT.
Gather, analyze and document business, functional and non-functional requirements.
Translate business requirements into user stories, process flows, acceptance criteria and solution requirements.
Analyze payment and settlement lifecycle, including transaction initiation, authorization, clearing, settlement, reconciliation and exception management.
Support use-case definition for areas such as:
o Stablecoin-based payments
o Tokenized deposits
o On-chain/off-chain money movement
o Domestic an d cross-border payments
o Treasury and liquidity use cases
o Settlement and reconciliation
o Wallet-based transaction flows
Work closely with architects and developers on integration requirements between digital-asset platforms and existing banking/payment systems.
Facilitate workshops with business, product, technology, risk and compliance stakeholders.
Support definition of operational controls, reconciliation processes, exception handling and reporting requirements.
Understand regulatory, AML/KYC, privacy, security and audit considerations relevant to digital-asset solutions.
Assist with POCs, business cases, solution assessments and production-readiness activities.
Track requirements and ensure traceability through development, testing and implementation.