Product Owner

Job Description:

Key Responsibilities:

• Assist in executing the Pay by Bank product vision roadmap and gotomarket strategy
• Identify opportunities to expand account to account payment adoption across merchant channels including ecommerce mobile recurring payments and pointofsale
• Evaluate emerging payment trends competitive offerings and regulatory impacts affecting the payments landscape
• Build business cases that support merchant adoption revenue growth and transaction cost optimization
• Serve as a trusted advisor in front of merchant's financial institutions and executive stakeholders

• Lead client facing workshops product demonstrations and solution discussions
• Conduct discovery sessions with merchants to understand payment acceptance strategies checkout experiences and customer behaviors
• Partner with sales and relationship teams to articulate the value proposition of Pay by Bank solutions
• Present confidently to Clevel and senior bsiness executives

• Point of Sale Commerce Expertise
• Work directly with merchants to identify pointofsale and checkout optimization opportunitie
• Understand instore omnichannel and digital commerce payment flows
• Collaborate with merchant acquiring gateway and terminal teams to deliver seamless customer experiences
• Influence product capabilities that improve conversion rates reduce cart abandonment and lower acceptance costs

Required Qualifications:

• 10 years of Product Owner Product Manager or Payments Product experience
• Deep understanding of merchant acquiring payment acceptance and commerce ecosystems
• Experience working directly with merchants on payment strategy and pointofsale solutions
• Strong client facing communication and presentation skills
• Experience leading executive discussions and influencing stakeholders
• Proven ability to translate complex payment concepts into business value
• Experience working within Agile delivery environments
• Strong knowledge of payment rails including ACH Realtime Payments RTP Fed Now Debit and Credit Card Networks AccounttoAccount Payments