Risk Management Analyst

Position Summary:The Risk Management Analyst supports the Company’s insurance programs through day-to-day account servicing, administrative coordination, and problem solving. This role is suited to an insurance professional with 2-5 years of experience who can apply practical coverage knowledge, maintain accurate records, and build effective broker, carrier, and vendor relationships. The Analyst handles routine work independently and brings complex coverage questions and decisions to the Director.Key Duties and Responsibilities:Provide administrative support for corporate and HOA insurance programs; maintain policy files, renewal calendars, applications, certificates, and correspondence, and follow up on outstanding items.Apply working knowledge of commercial property and casualty insurance to review policies, binders, and endorsements for accuracy; identify discrepancies and refer potential coverage concerns to the Director.Coordinate routine requests with brokers, carriers, vendors, and internal departments, including certificates, endorsements, policy changes, and supporting documentation; track issues through resolution.Maintain the Schedule of Values (SOV), including property locations, building details, values, additions, and deletions; reconcile changes with internal teams and provide updates to brokers for coverage and renewal purposes.Gather and validate renewal information, including exposure data, loss runs, payroll, sales, and property schedules; prepare summaries and comparisons for Director review.Review and reconcile insurance invoices, premium installments, audits, and allocations; investigate discrepancies, coordinate timely payment with Accounting, and maintain payment records.Maintain policy, property, claim, and financial records in the risk management information system (RMIS); check data accuracy and prepare routine reports.Use AI tools and Microsoft 365 applications to organize information, analyze data, draft communications, and improve workflows; check AI-assisted work for accuracy and follow Company data-handling policies.Preparation of presentations for internal executive teams and external partiesSupport claim reporting, subcontractor insurance compliance, and other department needs; identify missing information, resolve routine issues, and escalate matters requiring approval.Education & Experience:Bachelor’s degree in Risk Management, Insurance, Business, Finance, or a related field preferred; or equivalent relevant experience.2-5 years of experience in commercial insurance account servicing, brokerage operations, or corporate risk management; familiarity with property, general liability, umbrella/excess, and workers’ compensation coverage.Hands-on experience with administrative support, insurance invoicing, and maintaining property schedules or SOVs. Homebuilding, construction, real estate, or HOA insurance experience preferred.Skills & Abilities:Proficiency with Microsoft Excel, Word, Outlook, Teams, and SharePoint; experience using AI tools to support research, drafting, analysis, or administrative work.Working knowledge of RMIS systems, preferably Origami Risk; ability to maintain accurate data and produce reports.Strong problem-solving, organization, communication, and follow-through skills; ability to manage deadlines and maintain productive vendor, broker, and carrier relationships.Work Environment:Primarily office and computer-based work, with occasional travel and participation in Company Grand Openings, when applicable. Participation in field and jobsite inspections.